FAQs
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Frequently Asked Questions
What’s the difference between modular and manufactured homes?
Both are built in a controlled factory environment and delivered to your property.
Modular homes:
– Built to the Michigan Residential Code
– Installed on permanent foundations (crawlspace or full basement)
– Lifted into place by crane
– Typically offer higher roof pitch and higher insulation values
Manufactured homes (HUD code):
– Built to federal HUD standards
– Typically installed on a frost-protected slab
– Installed with blocking and tie-down systems
– Generally offer a lower entry cost
The primary differences come down to building code, foundation type, structural design, and long-term goals.
What foundation options are available?
Manufactured homes:
– Frost-protected slab foundation
– Insulated skirting or approved perimeter enclosure
Modular homes:
– Crawlspace
– Full basement
Crawlspaces and basements require modular construction.
Foundation choice affects structure, insulation performance, financing options, resale considerations, and total project cost.
Can I build a basement or crawlspace under a manufactured home?
Manufactured homes are designed for slab-based installations.
If you want a crawlspace or full basement, modular construction is required. Modular homes are engineered to integrate with permanent foundation systems built to Michigan Residential Code standards.
This decision should be made early, as it affects structure, financing, and overall project budget.
Do I need to own land before starting?
Yes — or at least have land under contract.
Before scheduling a detailed planning meeting, you should:
– Own or actively secure land
– Review total project examples
– Speak with a construction lender
– Be within a realistic 12–18 month timeline
Preparation reduces surprises and speeds up approvals.
How long does the building process take?
Most projects fall within a 6–12 month window depending on:
– Permit timelines
– Financing approval
– Builder production schedule
– Weather conditions
– Site readiness
Preparation plays a major role in keeping your timeline on track.
What is required before delivery?
Before delivery:
– All permits must be active and posted
– Foundation must be completed and backfilled
– Driveway access must meet width and clearance requirements
– Utilities must be coordinated
– The site must be fully prepared
If the site is not ready, delivery may be rescheduled and delay charges can apply.
What are driveway and access requirements?
Delivery equipment may exceed 100 feet in length, and homes can ship 14–15 feet tall.
Typical minimum access requirements include:
– 30–40 ft width at road entry
– 20–25 ft width to the home site
– 20 ft overhead clearance
– Proper compaction for heavy equipment
– Stabilized inclines and widened corners
These standards are confirmed during your site visit.
Who is responsible for utilities?
Homeowners are responsible for:
– Establishing electric, gas, and water accounts
– Paying tap or connection fees
– Coordinating directly with utility providers
Phil & Lee’s can coordinate trenching and scheduling depending on project structure, but final connections must be completed by licensed professionals hired by either the homeowner or Phil & Lee’s.
Can I manage my own site work?
Yes — but you assume responsibility for:
– Hiring subcontractors
– Proper sequencing, permitting, and inspections
– Ensuring site readiness
– Managing delays caused by incomplete preparation
If preferred, Phil & Lee’s can manage all or part of your site improvements for a more coordinated approach.
What happens during a site visit?
Our construction team reviews:
– Home placement location
– Driveway access
– Foundation requirements
– Utility routing
– Drainage and grading
– Overall scope of work
A completed site visit is required before ordering your home.
What payments are required during the build?
Typical projects include:
– Initial deposit to reserve scheduling
– Payment when the home order is submitted for production
– Transport-related payment per agreement
– Final balance due once the home is set on the foundation
Specific payment terms are outlined in your purchase agreement.
What about insurance?
Phil & Lee’s insures the home until it is unhooked from the transporter on your property.
Your homeowner’s insurance policy must be active beginning the day of delivery. We recommend speaking with your insurance provider before site construction begins.
How do I know which path is right for me?
Single-section manufactured:
– Smaller footprint
– Slab foundation
– Streamlined installation
Multi-section manufactured:
– Larger footprint
– Slab-based construction
– Flexible layouts
Modular:
– Crawlspace or basement foundation
– Steeper roof pitch
– Higher insulation values
– Traditional site-built structural integration
The right path depends on your land, zoning requirements, long-term goals, and overall project budget.